FIND A BETTER RATE HOME LOANS

Your Local Mortgage and Home Loan Specialists

Are you searching for expert home loan advice?

We offer 20 years of experience dealing with all types of lending

All lending types, from Refinancing, First Home Buyers to Complex Trust and Entity Lending

We offer online mortgage broker services as well as face to face appointments

Providing access to Australia's leading lenders and the most competitive home loan products

Choose from over 40 different lenders and hundreds of different products

Fixed Interest Rate Expiring

Is your fixed rate product about to expire and not sure what your repayments will be?

Why Choose Find A Better Rate Home Loans?

Purchasing a property is a life-changing experience and there is always so much that needs to be done when arranging your home loan.

Our aim is to find you a loan that not only meets your requirements but exceeds your expectations in terms of rate, product and service. We believe in providing you with choice and at Find A Better Rate Home Loans, we look forward to supporting you in your dream of owning your own home or investment property. Please read on to see how we can help you, or just visit our Contact Us page to get started today.

Whether you are it's vital to have an expert who understands the finance industry and can help you find a competitive home loan that suits your needs and lifestyle.

Refinancing to a more competive option

Downsizing the size of your home

Purchasing your First Home

Constructing your dream home

It's vital to have an expert who understands the finance industry and can help you find a competitive home loan that suits your needs and lifestyle.

See what other customers are saying about us

Chiang Tan
Chiang Tan
29. May, 2024.
Trustindex verifies that the original source of the review is Google.
Chris has helped me refinanced twice, at both times the transition were smooth. Chris is approachable, and very helpful. He is also generous with his knowledge, and always gladly answer my questions even if the questions were to fall outside of loan applications. I highly recommend Chris & his team at Find a Better Rate Home Loan.
Jackson Jackson
Jackson Jackson
27. March, 2024.
Trustindex verifies that the original source of the review is Google.
Christopher was responsive and happy to answer any and all questions, had a great deal of knowledge on the area I was buying in and walked me through each and every step of the way.
Mateus ¬¬ Gomes
Mateus ¬¬ Gomes
15. February, 2024.
Trustindex verifies that the original source of the review is Google.
Thanks Chris for helping us out,great and promt service,first class...thank you
Kim Fuchs
Kim Fuchs
14. February, 2024.
Trustindex verifies that the original source of the review is Google.
Chris from findabetter rate has provided exceptional service by always keeping us informed with loan process and great communication. Very professional broker and will most definitely recommend his services.
Anthony Reid
Anthony Reid
12. January, 2024.
Trustindex verifies that the original source of the review is Google.
I cannot recommend Chris enough. We were looking for house for over 2 years, and Chris was with us the whole way. Answering every phone call, every novice question we had, and countless times working out the best loan options for in our everchanging circumstances (covid, baby, change of jobs, interest rates). When we finally purchased our house, Chris had all of the finance approved within the week giving us one less thing to worry about for settlement. We will definitely use Chris again, and recommend him for anyone requiring loan assistance!
Bec Bull
Bec Bull
23. June, 2023.
Trustindex verifies that the original source of the review is Google.
Chris made this process so seamless for a first home buyer and always brought to the table all options to ensure I got to make an informed decision. Could not recommend him more!!
Rita Butera
Rita Butera
13. January, 2023.
Trustindex verifies that the original source of the review is Google.
Highly recommend this service to anyone looking to finance or refinance for a home
Chris Henry
Chris Henry
11. November, 2022.
Trustindex verifies that the original source of the review is Google.
For over 4 years Chris has assisted me to access facilities at rates that I could not have with anyone else. He provides me with factual and honest information, and his response times to my queries are amazing. I could not recommend Chris more highly. Chris Henry
Terence Gunning
Terence Gunning
11. September, 2022.
Trustindex verifies that the original source of the review is Google.
I used Chris to refinance my home and get an investment property mortgage. Highly recommend using him if you need a mortgage. He got me a great deal, his customer service was second to none, and he knows how to navigate the process!
Andrea Middleton
Andrea Middleton
17. August, 2022.
Trustindex verifies that the original source of the review is Google.
Chris was such a great find! He thinks outside the box and got us the loan we needed when nobody else could. Chris was reliable and hard working as he pushed along side the bank up until settlement. We would highly recommend Chris, especially if you have a complicated list of assets!

Latest News

Is fear of rejection holding you back from your life goals?

Scared to apply for a home loan? You’re not alone. Fear of rejection has stopped one in five Aussies from applying for finance over the past year. We explain what’s driving this fear, and how you can boost your chances of getting approved. No one enjoys rejection. But despite this, there are plenty of times in…
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How much could you expect to borrow for a home in 2024?

As property prices hit record highs across a number of cities, it’s no surprise that new home loan balances are also nudging towards fresh peaks. Today we’ll reveal what the ‘average’ new home loan is in your state, and provide you with some handy tips to help bring down your balance sooner. High interest rates…
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50,000 low-deposit spots open for first home buyers and single parents

The new financial year has kicked off with a bang for first home buyers! A whopping 45,000 more places have opened up for them under the Home Guarantee Scheme, as well as 5,000 more spots for single parents. Here’s how it could help you buy a home sooner. Home ownership has long been the great…
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Will home prices keep rising over the next year?

Property prices are expected to keep climbing higher through to mid-2025 – though not everywhere, according to a new report. We reveal where prices are tipped to go up, and where prices are expected to fall. What a crazy financial year it’s been for property prices. Despite a cost of living crunch and high interest…
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Rate cuts? Pencil them in for 2025

Put the party pies on ice and postpone those rate-cut celebrations for a while yet. The much-touted rate cuts we’ve been waiting for may not arrive until 2025. Here’s why rates could be staying higher for longer, and how to take action yourself. June saw the Reserve Bank of Australia (RBA) keep the cash rate…
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Is a tree or sea change on your horizon?

Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan. The classic tune ‘Home among the gum trees’ is fast becoming a lifestyle anthem for a growing number of Aussies. A surging number of city-slickers are heading to the…
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Why three-in-four Aussies turn to a broker for home loan help

You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help. Borrowers are more spoilt for…
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First home buyers turn to Bank of Nan and Pop

Nan and Pop have always been good for birthday money, but one-in-10 grandparents are taking their generosity to the next level: helping their grandkids buy a first home. Most of us have special memories of pocketing a few treats from Granny and Gramps. But it turns out those small gestures of affection we knew as…
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