Your Local Mortgage and Home Loan Specialists

Are you searching for expert home loan advice?

We offer 20 years of experience dealing with all types of lending

All lending types, from Refinancing, First Home Buyers to Complex Trust and Entity Lending

We offer online mortgage broker services as well as face to face appointments

Providing access to Australia's leading lenders and the most competitive home loan products

Choose from over 40 different lenders and hundreds of different products

Fixed Interest Rate Expiring

Is your fixed rate product about to expire and not sure what your repayments will be?

Why Choose Find A Better Rate Home Loans?

Purchasing a property is a life-changing experience and there is always so much that needs to be done when arranging your home loan.

Our aim is to find you a loan that not only meets your requirements but exceeds your expectations in terms of rate, product and service. We believe in providing you with choice and at Find A Better Rate Home Loans, we look forward to supporting you in your dream of owning your own home or investment property. Please read on to see how we can help you, or just visit our Contact Us page to get started today.

Whether you are it's vital to have an expert who understands the finance industry and can help you find a competitive home loan that suits your needs and lifestyle.

Refinancing to a more competive option

Downsizing the size of your home

Purchasing your First Home

Constructing your dream home

It's vital to have an expert who understands the finance industry and can help you find a competitive home loan that suits your needs and lifestyle.

See what other customers are saying about us

Bec Bull
Bec Bull
23. June, 2023.
Chris made this process so seamless for a first home buyer and always brought to the table all options to ensure I got to make an informed decision. Could not recommend him more!!
Rita Butera
Rita Butera
13. January, 2023.
Highly recommend this service to anyone looking to finance or refinance for a home
Chris Henry
Chris Henry
11. November, 2022.
For over 4 years Chris has assisted me to access facilities at rates that I could not have with anyone else. He provides me with factual and honest information, and his response times to my queries are amazing.I could not recommend Chris more highly.Chris Henry
Terence Gunning
Terence Gunning
11. September, 2022.
I used Chris to refinance my home and get an investment property mortgage. Highly recommend using him if you need a mortgage. He got me a great deal, his customer service was second to none, and he knows how to navigate the process!
Andrea Middleton
Andrea Middleton
17. August, 2022.
Chris was such a great find! He thinks outside the box and got us the loan we needed when nobody else could. Chris was reliable and hard working as he pushed along side the bank up until settlement. We would highly recommend Chris, especially if you have a complicated list of assets!
Eamonn Gunning
Eamonn Gunning
8. July, 2022.
My home loan has just settled, and I am delighted with the service I received from my broker Christopher Berry of Find A Better Rate Home Loans. I don't think I could have asked for a better broker than Chris over the last few months. He was always extremely attentive to my needs, always answering the phone or calling me back within minutes whenever I had a question. He also went above and beyond, sorting out issues that were the fault of my conveyancer. Would highly recommend.
Matty Bee
Matty Bee
4. July, 2022.
Chris came recommended through a friend who had worked with him on their loan. He was patient and worked through lots of different scenarios and options with me to find the best products that would suit me. My loan was not as straightforward as normal (with both salary and self employed income), but Chris talked me through this and the process was very easy. He's a great communicator and replies very quickly to any queries you might have. 5 stars.
Simeon O
Simeon O
24. March, 2022.
Excellent and professional service
Aodhan MacCathmhaoil
Aodhan MacCathmhaoil
25. February, 2022.
I would highly recommend. Helped us obtain finance for a new property - which as small business operators is not easy. Process was smooth. Good communication and we very happy with outcome.
Jacinta Cubis
Jacinta Cubis
17. November, 2021.
Chris of Find a Better Rate Home Loans was a great ally in our six month real estate roller coaster ride. He was so responsive, clear and patient - and maintained his good humour throughout the inevitable ups and downs of our ride. We were both very impressed and would highly recommend Chris. Thanks!

Latest News

More lenders sign up to low deposit first home buyer scheme

First home buyers with a small deposit now have an even wider range of lenders to choose from. We reveal the latest banks to join the 5% deposit scheme that’s helping more buyers get into the market sooner. First home buyers have just received an early Christmas gift, of sorts, with an uptick in the…
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How to manage your home loan over Christmas

It may be called the silly season but a few smart strategies could help you enjoy the festive season this year without missing a beat on your home loan. Check out our tips to share the Christmas cheer this year without breaking the bank. Store shelves are starting to be lined with tinsel, ‘Santa stop…
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The big stretch: should you extend your loan term?

If the November rate hike will seriously stretch your finances, one potential solution may be to extend your loan term. It can ease the hip pocket pain by lowering monthly repayments. But taking more time to pay off your mortgage can come with hidden downsides. Here’s what to weigh up. Will the RBA’s latest 0.25%…
Read More

RBA increases the cash rate by 25 basis points, up to 4.35%

The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points, taking it to 4.35%. So just how much will this year’s Melbourne Cup day rate hike increase your monthly repayments? Some more tough news for mortgage holders around the country today. Despite the official cash rate being on hold…
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Brokers help settle a record 7-in-10 new mortgages

Mortgage brokers have notched up a new personal best, with seven out of every 10 new mortgages settled thanks to their help! It’s a sure sign that mortgage brokers are delivering the goods when it comes to helping Australians move into their dream homes. In the nine months to 31 March 2023 (while interest rates…
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Revealed: the four cities tipped to be future property hotspots

No matter whether you’re in the market for a home or an investment property, it makes financial sense to buy in an area where values are tipped to rise. But where to look? Today we’ll unveil the Australian cities where population growth is tipped to turbo-charge the property market. One of the biggest drivers of…
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How much can you really save by refinancing?

Not sure what refinancing is all about? You’re not alone. Our quick explainer lets you master the basics and helps you work out how much you could save. Home loan refinancing is a hot topic right now. Ever since interest rates hit an upward trajectory in May 2022, skyrocketing numbers of homeowners – as many as…
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One in three first home buyers use guarantee schemes

Know anyone who wants to buy their first home? A new report confirms that low deposit schemes are getting younger buyers into a place of their own sooner. First-home buyers are ignoring headlines warning that it can take years to save a deposit. Instead, they’re flocking to guarantee schemes allowing them to enter the market…
Read More

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Begin You Home Loan Journey today

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Address: 17/35-45 Hood Street
Phone: 0477212840




Credit Representative Number 387206 is authorised under Australian Credit Licence Number 389328.
Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.