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Melbourne Home Loan Brokers
Find A Better Rate Home Loans
Whether you're a First Home Buyer or Refinancing your existing Home Loan, we will help you find the right product to suit your needs
Compare Home Loan Interest Rates
Starting from just 3.69%
Why use a mortgage broker and how can we help you?
Any Melbourne home loan brokers can provide the ability to access a home loan, but can they also provide the expert advice and skills needed to offer a seamless experience you'll want to recommend to your friends and family.
Using a mortgage broker is a free service and unless you have been referred to a specific mortgage broker, this makes it difficult to differentiate on what type of service you will receive. Our existing clients continue to refer friends and family which we believe is the key to any successful business.
We compare over 20 different lenders and match the right loan to suit your requirements. We then complete the end to end process for you, taking all of the hard work out so that you don't have to worry about a thing.
Find A Better Rate Home Loans Provide Assistance with all types of Residential and Commercial Lending
Our Mortgage Brokers have worked across many different avenues of lending including the "Big Four Banks" and major mortgage broking companies. Combined, this enables us to provide financial solutions to assist with any set of circumstances from a simple refinance to complex self-employed lending.
Given our extensive backgrounds in residential lending you can rest assured that we will be able to provide options that will be specifically chosen to suit your needs. No matter if you're a first home buyer or looking to purchase another investment property, we can help make the transaction as smooth as possible.
What does a Mortgage Broker do and what makes Find A Better Rate stand out from the competition?
At Find A Better Rate, we're proud to say that we care for your future and financial wellbeing and provide the assistance you need to achieve your financial goals. Unlike a lot of Mortgage Brokers, we're not in this for the money. We're here to help you with one of the biggest financial decisions of your lifetime. We will
Meet with you at a time place that suits you to discuss your scenario
Contact over 30 different lenders with the information to determine the most competitive products to suits your requirements
Report back to you with the options available and let you make a decision about which lender you prefer
Complete all the paperwork, submit your application and let you know once your loan has settled
Once your loan has settled, our service doesn't stop there. Our mortgage brokers will contact you regularly to make sure that your home loan is still meeting your requirements and is still competitive compared to other home loans on the market.
Mortgage Broker Fees Our services are 100% free to you
There is a common myth that Mortgage Brokers include hidden fees in their transactions and this deters a lot of people to deal directly with Banks to complete the home loan process. This may have been the case 10 years ago, but Mortgage Brokers are now required to outline all details of your home loan including all fees and charges before you actually proceed with the process.
Our Mortgage Brokers receive an upfront commission payment from the lender and an ongoing monthly trail payment for the life of the loan. Both amounts are paid by the lender and are not paid from the applicants pocket. These amounts should also be outlined in your paperwork before submitting your application.
What type of Home Loans can Find A Better Rate offer me?
The team at find a better rate home loans have worked within many different avenues of lending including the Big Four Banks as well as major mortgage broking companies. What this means for you is that we can offer our financial services in the following;
- Owner Occupied
- Home Loan Refinancing
- First Home Buyer Loans
- Investment Home loans
- Bridging Finance
- Self-Employed Home Loans
- Low Doc Home Loans
- Fixed and Variable Home Loans
- Reverse Mortgages
- Construction Loans
- Motor Vehicle Finance
- Most Commercial Lending
Although it is very rare that we are unable to assist you, if there is something that we cannot help you with, our Mortgage Brokers have built a large network to refer you to that can get the job done.