FIND A BETTER RATE HOME LOANS

Where are the bargain homes located in your suburb?

By Find A Better Rate / February 29, 2024 /
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Location may be a big driver of property prices, but in any given suburb a few streets can be all that separates paying top dollar for a home or potentially scoring a bargain. Here’s how to use a tool to find pockets of value in any given neighbourhood. Each suburb has its own median house…

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Home buyers rejoice! More listings are hitting the market

By Find A Better Rate / February 22, 2024 /
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Great news for home buyers! After an extended run of low listings, the number of homes coming onto the market is skyrocketing. So could this have an impact on the property market? Let’s take a look. Take a look around your local suburb, and chances are you’ll see freshly minted For Sale signs popping up all over…

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They’re back! Why property investors account for one-in-three new home loans

By Find A Better Rate / February 14, 2024 /
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Lending to property investors is soaring once again. We lift the lid on what’s driving investor interest – and what it could mean for the property market throughout 2024. It looks like property investors are back … and in a big way. The latest ABS figures show that in December 2023, banks lent over $26 billion in…

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When will the next RBA cash rate call be made?

By Find A Better Rate / February 7, 2024 /
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Happy days! The Reserve Bank kept rates steady in February. But a shake-up in the number of times our central bank meets each year is raising questions about how long the rate pause will last. Here’s what we could expect. It seems fitting that in a month known for Valentine’s Day, the Reserve Bank of…

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4 tips for self-employed home loan applications

By Find A Better Rate / February 1, 2024 /
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Applying for a mortgage when you’re self-employed may have you jumping through more hoops. But it needn’t deter you from getting into the property market. Here are 4 tips to help you apply for a mortgage like a boss. Being your own boss sure has its advantages: the flexibility of setting your own hours, building…

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First home buyers charge back into the market

By Find A Better Rate / January 25, 2024 /
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Hats off to Australia’s first home buyers! The latest lending data shows they’re refusing to let last year’s rate hikes and rising property values dampen their goal of buying a home. Here are five tips to help you buy your first home in 2024. You’ve gotta hand it to first home buyers in the current…

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How your deposit size can shape the rate you pay

By Find A Better Rate / January 17, 2024 /
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It’s commonly known that the bigger your deposit, the smaller your home loan, and thus, the lower your monthly repayments. But today we’ll look into another way your deposit size could reduce your repayments: by potentially reducing your interest rate. A question we’re commonly asked (believe it or not!) is “how can I get a…

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The pros of having a mortgage broker on your side

By Find A Better Rate / January 11, 2024 /
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What exactly can a mortgage broker do for you? Well, we don’t mean to toot our own horn, but we can make your home loan journey a whole lot easier, letting you focus on the fun part: planning for your new home! The words “home loan application process” can strike fear in the hearts of…

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5 New Year’s resolutions for your home loan

By Find A Better Rate / January 3, 2024 /
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Thought of a New Year’s resolution yet? Or perhaps you’ve broken one already? Either way, check out our list of possible mortgage goals for 2024 – try one, or have a go at them all – to save a bundle in the year ahead. It’s that time of year when Aussies love to set resolutions.…

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Merry Christmas! Season’s greetings from all of us to you

By Find A Better Rate / December 20, 2023 /
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The year has flown past, and as our thoughts turn to trees, tinsel and turkey, we’d like to thank all our fantastic clients for your support throughout 2023. It’s been quite a year, with higher interest rates, soaring national property values (who’d have thought?) and a few welcome surprises including more help for first-home buyers.…

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Credit Representative Number 387206 is authorised under Australian Credit Licence Number 389328.
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