Is fear of rejection holding you back from your life goals?

By Find A Better Rate / July 17, 2024 /
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Scared to apply for a home loan? You’re not alone. Fear of rejection has stopped one in five Aussies from applying for finance over the past year. We explain what’s driving this fear, and how you can boost your chances of getting approved. No one enjoys rejection. But despite this, there are plenty of times in…

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How much could you expect to borrow for a home in 2024?

By Find A Better Rate / July 11, 2024 /
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As property prices hit record highs across a number of cities, it’s no surprise that new home loan balances are also nudging towards fresh peaks. Today we’ll reveal what the ‘average’ new home loan is in your state, and provide you with some handy tips to help bring down your balance sooner. High interest rates…

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50,000 low-deposit spots open for first home buyers and single parents

By Find A Better Rate / July 3, 2024 /
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The new financial year has kicked off with a bang for first home buyers! A whopping 45,000 more places have opened up for them under the Home Guarantee Scheme, as well as 5,000 more spots for single parents. Here’s how it could help you buy a home sooner. Home ownership has long been the great…

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Will home prices keep rising over the next year?

By Find A Better Rate / June 27, 2024 /
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Property prices are expected to keep climbing higher through to mid-2025 – though not everywhere, according to a new report. We reveal where prices are tipped to go up, and where prices are expected to fall. What a crazy financial year it’s been for property prices. Despite a cost of living crunch and high interest…

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Rate cuts? Pencil them in for 2025

By Find A Better Rate / June 20, 2024 /
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Put the party pies on ice and postpone those rate-cut celebrations for a while yet. The much-touted rate cuts we’ve been waiting for may not arrive until 2025. Here’s why rates could be staying higher for longer, and how to take action yourself. June saw the Reserve Bank of Australia (RBA) keep the cash rate…

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Is a tree or sea change on your horizon?

By Find A Better Rate / June 13, 2024 /
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Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan. The classic tune ‘Home among the gum trees’ is fast becoming a lifestyle anthem for a growing number of Aussies. A surging number of city-slickers are heading to the…

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Why three-in-four Aussies turn to a broker for home loan help

By Find A Better Rate / June 6, 2024 /
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You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help. Borrowers are more spoilt for…

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First home buyers turn to Bank of Nan and Pop

By Find A Better Rate / May 30, 2024 /
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Nan and Pop have always been good for birthday money, but one-in-10 grandparents are taking their generosity to the next level: helping their grandkids buy a first home. Most of us have special memories of pocketing a few treats from Granny and Gramps. But it turns out those small gestures of affection we knew as…

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What you should know before buying ‘subject to finance’

By Find A Better Rate / May 23, 2024 /
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Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped up? Making an offer ‘subject to finance’ could be the right move. Here’s how it works. Picture this. You’ve seen a home you’re crazy about, and you don’t want to miss out to…

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Not feeling the budget love? 4 ways you could still get ahead

By Find A Better Rate / May 16, 2024 /
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If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways you could start working towards your property goals now. The 2024 federal budget is out, and you might be wondering what’s in it for you. Sure, an energy rebate of…

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