Your Local Mortgage and Home Loan Specialists

Are you searching for expert home loan advice?

Our Mortgage Brokers offer over 20 years of experience dealing with all types of lending in Melbourne.

All lending types, from Refinancing, First Home Buyers to Complex Trust and Entity Lending

We offer online mortgage broker services as well as face-to-face appointments

Fixed Interest Rate Expiring

Is your fixed rate product about to expire and not sure what your repayments will be?

Why use a mortgage broker?

A mortgage broker helps people find the best mortgage deal by working with borrowers to help them find the best mortgage deal that fits their financial needs.

A mortgage broker can access multiple lenders, including banks, credit unions, and private lenders, making comparing different loan options and interest rates easier.

Their extensive lending industry knowledge lets them advise clients on which lender offers the most favourable terms based on their current financial situation. Mortgage brokers provide personalized service by working closely with clients from initial consultation through closing to ensure a smooth transaction process. They also handle all paperwork in securing a loan and can negotiate better terms on behalf of their clients.

Using a mortgage broker saves time and money since they do not charge any upfront fees but rather earn a commission from the lender upon successfully completing the loan application process.

Utilizing a mortgage broker benefits anyone looking for expert advice when navigating complex home financing processes while minimizing the stress associated with obtaining loans independently or through other means, such as banks or credit unions alone.

Female mortgage broker agent consult young couple showing online presentation on laptop in office cafe, insurer financial advisor make business offer to interested clients look at computer

Providing access to Australia's leading lenders and the most competitive home loan products

Choose from over 40 different lenders and hundreds of different products

Why Choose a Mortgage Broker?

Mortgage Broker based in Melbourne

You're Our Priority

We are here to help you and unlike the banks, you are more than just a number to us. Every customer has a different set of circumstances and we are here to help everyone.
Save Money on Home Loan

Save you time and Money

You can focus on what matters most as we complete the end-to-end application process for you. We also research over 100 products to find the right ones to suit your needs and objectives.
Expert Mortgage Broker

Expert Mortgage Brokers

With years of experience and knowledge in dealing with many different situations, our mortgage brokers can provide results for all applicants.

What's involved in the home loan process and how long does a home loan application take to process

Mortgage Broker Loan Sign

Have more questions? Get in touch with one of our brokers to discuss the home loan process further

Mortgage Broker Melbourne

Mortgage Broker Melbourne

A skilled mortgage broker can help you increase your chances of securing a home in Melbourne's competitive housing market.

Begin Your Home Loan Journey today

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Bec Bull
Bec Bull
23. June, 2023.
Chris made this process so seamless for a first home buyer and always brought to the table all options to ensure I got to make an informed decision. Could not recommend him more!!
Rita Butera
Rita Butera
13. January, 2023.
Highly recommend this service to anyone looking to finance or refinance for a home
Chris Henry
Chris Henry
11. November, 2022.
For over 4 years Chris has assisted me to access facilities at rates that I could not have with anyone else. He provides me with factual and honest information, and his response times to my queries are amazing. I could not recommend Chris more highly. Chris Henry
Terence Gunning
Terence Gunning
11. September, 2022.
I used Chris to refinance my home and get an investment property mortgage. Highly recommend using him if you need a mortgage. He got me a great deal, his customer service was second to none, and he knows how to navigate the process!
Andrea Middleton
Andrea Middleton
17. August, 2022.
Chris was such a great find! He thinks outside the box and got us the loan we needed when nobody else could. Chris was reliable and hard working as he pushed along side the bank up until settlement. We would highly recommend Chris, especially if you have a complicated list of assets!
Eamonn Gunning
Eamonn Gunning
8. July, 2022.
My home loan has just settled, and I am delighted with the service I received from my broker Christopher Berry of Find A Better Rate Home Loans. I don't think I could have asked for a better broker than Chris over the last few months. He was always extremely attentive to my needs, always answering the phone or calling me back within minutes whenever I had a question. He also went above and beyond, sorting out issues that were the fault of my conveyancer. Would highly recommend.
Matty Bee
Matty Bee
4. July, 2022.
Chris came recommended through a friend who had worked with him on their loan. He was patient and worked through lots of different scenarios and options with me to find the best products that would suit me. My loan was not as straightforward as normal (with both salary and self employed income), but Chris talked me through this and the process was very easy. He's a great communicator and replies very quickly to any queries you might have. 5 stars.
Simeon O
Simeon O
24. March, 2022.
Excellent and professional service
Aodhan MacCathmhaoil
Aodhan MacCathmhaoil
25. February, 2022.
I would highly recommend. Helped us obtain finance for a new property - which as small business operators is not easy. Process was smooth. Good communication and we very happy with outcome.
Jacinta Cubis
Jacinta Cubis
17. November, 2021.
Chris of Find a Better Rate Home Loans was a great ally in our six month real estate roller coaster ride. He was so responsive, clear and patient - and maintained his good humour throughout the inevitable ups and downs of our ride. We were both very impressed and would highly recommend Chris. Thanks!
Mortgage Broker in Melbourne


Purchasing a home is a life-changing experience, and there is always a lot to do when arranging your home loan.

In terms of rate, product, and service, we strive to find you a loan that meets your needs and exceeds your expectations. Find A Better Rate Home Loans wants to support you in your dream of owning your own home or investment property, and we look forward to working with you. Please read on to see how we can help you, or visit our Contact Us page to start today.

You need an expert who understands the finance industry and can help you find a competitive home loan that fits your lifestyle and needs.

- Downsizing the size of your home

- Purchasing your First Home

- Constructing your dream home

It's vital to have an expert who understands the finance industry and can help you find a competitive home loan that suits your needs and lifestyle.


Mortgage Brokers help you find the right product based on your needs, budget, and financial situation. Here are some of the benefits of using a Mortgage Broker.

They save you  time and effort by doing all the research for you. They can access multiple lenders and compare hundreds of loan products quickly and efficiently.

They provide expert advice on different mortgage options available in the market that fit your specific requirements. Their knowledge of interest rates, fees, terms, and conditions ensures that you get a suitable deal.

A Mortgage Broker works for you, not for any particular bank or lender. Their sole focus is securing a home loan that meets YOUR needs and requirements! It's easy to see why people choose mortgage brokers to assist them through the home loan process.

Mortgage Broker Meeting