At Find A Better Rate, we look forward to helping you with your financial needs. We assist first home buyers, upgraders, downgraders, refinancers and investors. Below are some of the services that we offer otherwise you call us to discuss your specific needs.

There are thousands of home loan products available on the market and it is our job to assist to find the right solution to suit your individual needs and affordability.

It is our mission to provide proactive service and ongoing support. We have extensive experience in all things lending, including:


Are you just starting out and not sure of what home loan products are available? You're not alone! We are here to help. As a first home buyer, you may be able to obtain a home loan to purchase property with minimal deposit. There are a number of incentives that are in place to enable first home buyers to do so. Things that we take into consideration are the size of the loan, the maturity of the loan, the interest rate, how you plan on paying down the loan and other important characteristics that can vary your borrowing capacity considerably. Our expert mortgage brokers are here to discuss the options. We can also help you determine which first home buyers options you are eligible for and how you go about applying for these.


Investment loans are structured in a particular way to allow you to make the most of your assets and finances. We can work alongside your financial planner and your accountant to ensure your loan is set up to meet your specific requirements, and we have access to competitive loan options that can help you maximise your investment returns.


Commercial loans are a completely different area of lending. Policies, costs and interest rates differ quite significantly from residential lending. The pricing of a commercial loan can be negotiated based on your experience, background in business and the security being considered. If you need help to refinance or purchase commercial property, just contact us today.


Variable-rate home loans offer more features and flexibility than the basic and fixed-rate home loan products, but the rate is usually slightly higher. Fixed-rate home loans are set at a fixed rate for a specified period of time – generally one to five years. This gives you the confidence in knowing how much your repayments will be each month, allowing you to budget your finances without the risk of rising interest rates. However, this advantage is offset by the possibility of not benefiting from a drop in rates.


A honeymoon loan, better known as an introductory loan, provides lower interest rates with lower repayments for an agreed introductory period which is generally between 6 months and 2 years. Once the honeymoon period has expired, the loan will revert to either the basic variable rate or the standard variable rate. When considering a honeymoon loan, it’s important to ensure that once the product reverts to a standard variable loan, you will be able to continue meeting the repayments. Once the introductory period has expired, you will also have other options to consider liked fixed-rate home loans or basic variable loans.


If you have found a property that ticks all the boxes but your existing property is not yet on the market, a bridging loan might be the answer. Bridging finance is cross-secured against the existing property and your new property being purchased. Generally, bridging loans are short term (normally 6-12 months) to allow for the sale of your original property. This type of lending is more expensive than normal home loans. There are alternative ways to finance a change from one home to another. Please contact us to discuss your options.


Have you found your dream car or need to buy a bigger boat? We also offer competitive finance options for motor vehicles, commercial vehicles, plant and equipment finance and other kinds of small business loans for a variety of purposes. These finance options include personal loans, motor vehicle loans, leases, commercial leasing options, chattel mortgages and more.

The major benefit of using a mortgage broker is having access to over 30 different lenders in one place and obtaining finance options that are tailored to fit your financial circumstances and requirements.

Not sure what kind of loan you need for your current financial circumstances? That’s why mortgage brokers exist. We deliver tailored finance solutions chosen from a panel of leading lenders and give you peace of mind that your loan is working for you. Contact us today to find out all the ways we can help you.