Rate cuts? Pencil them in for 2025

By Find A Better Rate / June 20, 2024 /
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Put the party pies on ice and postpone those rate-cut celebrations for a while yet. The much-touted rate cuts we’ve been waiting for may not arrive until 2025. Here’s why rates could be staying higher for longer, and how to take action yourself. June saw the Reserve Bank of Australia (RBA) keep the cash rate…

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Is a tree or sea change on your horizon?

By Find A Better Rate / June 13, 2024 /
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Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan. The classic tune ‘Home among the gum trees’ is fast becoming a lifestyle anthem for a growing number of Aussies. A surging number of city-slickers are heading to the…

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Why three-in-four Aussies turn to a broker for home loan help

By Find A Better Rate / June 6, 2024 /
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You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help. Borrowers are more spoilt for…

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First home buyers turn to Bank of Nan and Pop

By Find A Better Rate / May 30, 2024 /
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Nan and Pop have always been good for birthday money, but one-in-10 grandparents are taking their generosity to the next level: helping their grandkids buy a first home. Most of us have special memories of pocketing a few treats from Granny and Gramps. But it turns out those small gestures of affection we knew as…

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What you should know before buying ‘subject to finance’

By Find A Better Rate / May 23, 2024 /
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Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped up? Making an offer ‘subject to finance’ could be the right move. Here’s how it works. Picture this. You’ve seen a home you’re crazy about, and you don’t want to miss out to…

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Not feeling the budget love? 4 ways you could still get ahead

By Find A Better Rate / May 16, 2024 /
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If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways you could start working towards your property goals now. The 2024 federal budget is out, and you might be wondering what’s in it for you. Sure, an energy rebate of…

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Low deposit scheme helps over 150,000 families buy sooner

By Find A Better Rate / May 9, 2024 /
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Whether you’re rat running your local streets, or have a knack for always picking the fast-moving supermarket queue – everyone loves a good time-saving hack. Well, today we’ll let you in on a scheme that could get you into your first home years – yep years – sooner! When you’re saving for a first home,…

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Here’s why your borrowing power might soon get a lift

By Find A Better Rate / May 1, 2024 /
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Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to kick in from 1 July. But another key advantage is that the tax cuts could give your borrowing power a nice boost. The upcoming Stage 3 tax cuts have…

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How to know if you’re paying a fair price

By Find A Better Rate / April 25, 2024 /
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We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing a place – and paying too much in the process. Buying a home is an exciting prospect, but it’s perfectly natural to have a big dose of nerves given that you’re likely committing…

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Can you remember your home loan interest rate?

By Find A Better Rate / April 18, 2024 /
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Where you put your car keys, who won the footy premiership three years back, the new prime minister of New Zealand’s name – all very much socially acceptable things to forget. Your home loan rate shouldn’t be on that list. It’s a fair bet that your home loan repayments are one of your biggest household…

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