Home loan calculators

Turn possibilities into a practical plan.

Explore repayments, borrowing power, buying costs and more with the trusted Find A Better Rate calculator suite.

Borrowing Capacity

Estimate how much you may be able to borrow for a home in Australia based on your income, expenses, commitments and loan settings.

Use this free Australian budget planner to organise household income and expenses and build a clearer picture of your cash flow.

Estimate the wider costs of buying and selling property in Australia, beyond the purchase price and home loan.

Plan your home deposit savings target and estimate how long it could take to reach it with regular contributions.

Organise your regular household spending with a practical expense planner designed for Australian home loan preparation.

Compare two Australian home loan scenarios side by side, including repayments, interest and potential cost differences.

Estimate Australian resident income tax using the current configured tax rates and see an indicative take-home income result.

Estimate how an offset account balance could reduce home loan interest and shorten your loan term in Australia.

Estimate personal loan repayments, total interest and overall cost based on your loan amount, rate and term.

Estimate potential home loan refinancing savings and compare your current mortgage with a proposed new loan.

Estimate Australian home loan repayments and explore how extra repayments could affect interest and your loan term.

Estimate Australian property stamp duty and relevant buying costs based on your state, property value and buyer type.

Explore first home buyer affordability, purchase costs, borrowing estimates and potential government assistance in Australia.

These calculators provide estimates only and are not financial advice. Results may differ from lender assessments.