Buying a home
Understand your borrowing position, deposit requirements and suitable loan options before making your next move.
Get clear, personal home loan guidance from Chris Berry, an experienced mortgage broker based in the heart of Melbourne. Compare options from more than 40 lenders for buying, refinancing or investing.
Meet by phone or video, with personal support from enquiry through to settlement.

Local knowledge, broader choice
Melbourne CBD borrowers often balance busy professional lives with major property decisions. Whether you are purchasing an apartment, upgrading outside the city, refinancing an established loan or planning an investment, it helps to have one person make the lending process clear.
Chris begins by understanding your income, commitments, deposit, property plans and priorities. He can then compare suitable options across a broad lender panel and explain the differences in plain English—including rates, fees, features and lender requirements.
Find A Better Rate is located on Collins Street in Melbourne CBD, but you do not need to travel into the city to get help. Phone and video appointments make it easy to discuss your plans wherever you are.
How we can help
Understand your borrowing position, deposit requirements and suitable loan options before making your next move.
Review your current home loan, compare alternatives and assess whether switching could improve your position.
Explore lending structures and lender options that align with your property investment plans.
Level 14
333 Collins Street
Melbourne VIC 3000
Appointments are available by phone or video. Book ahead so Chris can prepare for your circumstances and preferred discussion time.
Choose an appointment timeWhat to expect
Talk through what you want to achieve, your timeframe and the information already available.
Review borrowing capacity, deposit, costs, commitments and lender considerations.
See relevant lending choices explained by cost, features, policy and fit.
Receive help with the application, documentation, lender communication and settlement.
Client experiences
“Thanks Chris for a good experience and also for saving me lots of money.”
Jenna Seymour
Google review
“Thank you SO much for everything, couldn't be happier with the outcome :)”
Erica Dowlzak
Google review
“Would highly recommend his services.”
Pieter Molenaar
Google review
Common questions
No. You can meet with Chris by phone or video, and appointments can be arranged around your schedule. The Melbourne CBD location is available for clients who prefer a central meeting point.
Find A Better Rate is based in Melbourne CBD and assists clients throughout Melbourne, Victoria and across Australia.
Chris has access to a panel of more than 40 lenders. The options considered will depend on your circumstances, objectives and eligibility.
Yes. Chris can explain borrowing capacity, deposit requirements, purchase costs, lender policies and first-home-buyer support that may be relevant to your situation.
Ready when you are
Book a free 30-minute appointment with a mortgage broker to clarify your next step.